Prohibited MCCs on Finix's Platform

The following merchant category codes (MCCs) cannot be provisioned as sub-merchants according to rules set by American Express's OptBlue program.


Description	MCC	Description	MCC
Airlines & Air Carriers (including Charter Airlines) (Not Elsewhere Classified)	3000-3300; 4511	Non-Financial Institutions – Stored Value Card Purchase/Load	6540
Car Rental Agencies	3351-3441	Government-Licensed Online Casinos (Online Gambling)	7801
Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks	7995	Government-Licensed Horse/Dog Racing	7802
Branded Lodging – Hotels, Motels, Resorts	3501-3999	Government-Owned Lotteries	7800
Debt Collection Agencies	7322	Non-Financial Institutions – Foreign Currency, Money Orders (Not Wire Transfer), and Travelers Cheques	6051
Direct Marketing – Inbound Telemarketing Merchant	5967	Postal Services – Government Only	9402
Direct Marketing – Outbound Telemarketing Merchant	5966	Security Brokers/Dealers	6211
Direct Marketing – Travel-Related Arrangement Services	5962	Steamships & Cruise Lines (including on Board Cruise Shop)	4411
Door-to-Door Sales	5963	Telecommunication Services, including Local and Long Distance Calls, Credit Card Calls, Calls Through Use of Magnetic-Stripe Reading Telephones, and Fax Services	4814
Financial Institutions – Automated Cash Disbursements	6011	Timeshares	7012
Financial Institutions – Manual Cash Disbursements	6010	Wire Transfer Money Orders (WTMOs)	4829
Financial Institutions – Merchandise & Services	6012